How to Create a Free UPI QR Code
A UPI QR code lets customers pay you from Google Pay, PhonePe, Paytm, BHIM or any UPI app by scanning. It carries your UPI ID, your name and, if you like, a fixed amount, and it works without a payment gateway or merchant fees on your side.
- Enter your UPI ID (the VPA, such as yourname@okicici). You can find it on the profile screen of your UPI app.
- Enter the payee name exactly as your bank knows it. Customers see this name before they pay, which reassures them.
- Optionally set an amount for fixed-price items or invoices. Leave it empty to let people enter any amount.
- Download and print the code, then make a small test payment to yourself to confirm the money arrives.
Where a UPI QR Code Helps
- Shops, stalls and home businesses: a printed code at the counter.
- Invoices: add a code with the exact amount so clients can pay in seconds.
- Deliveries and services: tutors, drivers and freelancers can carry a card.
- Events and donations: collect entry fees or contributions without cash.
Staying Safe With Payment Codes
- Check the name on the payment screen the first time you test your code.
- Protect printed codes from being covered by someone else's sticker; laminate them and check them regularly.
- Never scan a code to receive money. Receiving money never needs your PIN. Tell customers this if they seem unsure.
- Keep a copy of the file so you can reprint the same code if a sign is damaged.
Frequently Asked Questions
How does a UPI QR code work?
A UPI QR code encodes your UPI ID (like name@upi) in the standard upi:// URI format. When scanned with Google Pay, PhonePe, Paytm, or BHIM, it pre-fills your payment details for instant transfer.
Which UPI apps support this QR code?
All major UPI apps work: Google Pay (GPay), PhonePe, Paytm, BHIM, Amazon Pay, and any other app that supports the UPI standard.
Is my UPI ID stored on your servers?
No. The QR code is generated entirely in your browser. Your UPI ID is never sent to or stored on any server.
Can I set a fixed payment amount?
Yes. You can optionally include a fixed amount in the QR code. The payer's app will show the pre-filled amount, though they can usually modify it.
Are there any fees?
OmniQRHub is free, and person-to-person UPI payments are generally free in India. Check with your bank for business account terms.
Can I use a UPI QR code outside India?
UPI QR codes work with UPI apps, which are mainly used in India and a growing number of partner countries. Payers abroad need a UPI app that supports international payments.